Sebring, Florida · Est. 1958

Trusted for generations.

South Ridge Abstract & Title is Highlands County's oldest title company — independently owned, locally operated, and serving the community since 1958. We close residential, commercial and refinance transactions with the care your largest investment deserves.

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Se habla español. Llame al 863-385-2521 y pregunte por Brianna.

Why Highlands County closes with us

Independent. Not owned by a bank, realtor, attorney or underwriter — our only interest is yours.
Three underwriters. Chicago Title, Old Republic and Stewart Title.
ALTA Best Practices. Escrow controls and data security that lenders require.
Remote signing options. Ask about remote online notarization for your transaction.
People's Choice winner. Highlands Today, Title Company category, 2020.

What we do

Every kind of closing, under one roof

From a first home in Sebring to a multi-parcel commercial sale, our closers handle the search, the commitment, the funds and the recording — and keep everyone informed along the way.

Residential closings

Purchases and sales of homes, condos, lots and manufactured homes anywhere in Highlands County and beyond.

Commercial & industrial

Office, retail, agricultural, industrial and multi-parcel transactions, including seller-financed deals.

Refinances

Lender-coordinated refinance closings with fast turnaround on title commitments and payoffs.

Title searches & insurance

Owner's and lender's policies underwritten by Chicago Title, Old Republic and Stewart Title.

1031 exchanges

We coordinate with qualified intermediaries so your tax-deferred exchange closes on schedule.

Remote online notarization

Can't be in Sebring? Ask about remote online notarization and e-signing options for your transaction.

Since 1958

Pioneering title technology since 1958

In 1958, J. Berch Haviland and DeBlois Milledge incorporated South Ridge Abstract and set out to build one of the first computerized title plants in the United States — on an experimental IBM computer at the University of Miami. We've kept pace with every change in the industry since, and we were among the first Florida title companies to offer computerized closings.

Today the company is owned and run by Nathan and Kate Haviland Gray, the third generation to carry it forward. Same family, same community, same standard.

Our story

1958Founded in Sebring

100+Years of combined staff experience

3National underwriters

2020Highlands Today People's Choice — Title Company

How it works

Five steps from contract to keys

Open the file
Send us the signed contract and deposit. We open the order and request payoffs, taxes, HOA estoppels and the survey.
Search & examine
We search the public records, examine the chain of title, and issue the title commitment.
Prepare
We review lender instructions, prepare the deed, affidavits and closing statement, and schedule the closing.
Close
Everyone signs — in our office or remotely. Funds are collected and disbursed.
Record & insure
Documents are recorded with the county and your title policy is issued. You're done.

Read the full closing process →

Protect your funds

Call before you wire. Every time.

Wire fraud is the single biggest risk in a real estate closing. We will never send or change wiring instructions by email, text or messaging app. If you receive instructions that look like they came from us, stop and call 863-385-2521 — using the number on this website or your closing packet, never one from the email.

Before you send funds

Call us at a number you obtained independently
Confirm the account name, number and bank by voice
Never act on "updated" instructions sent by email
Ask your bank to verify the beneficiary before release

Visit us

Downtown Sebring, since 1958

211 S Ridgewood Dr
Sebring, FL 33870

Monday – Friday, 9:00 AM – 5:00 PM
Se habla español

Get directions Call 863-385-2521

Ready to open a file?

Order online in two minutes, or call and talk to a closer today.

Order Title Call 863-385-2521