:root{--navy:#2e5284;--navy-d:#1f3a60;--navy-x:#162a47;--orange:#d67745;--btn:#b2582a;--btn-d:#9a4a21;--orange-d:#b2582a;--slate:#829ab2;--sand:#f6f3ee;--ink:#1d2733;--mute:#5b6773;--line:#e2e6ec;--white:#fff;--r:14px;--max:1120px}
*{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:"Source Sans 3",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;font-size:17px;line-height:1.6;color:var(--ink);background:var(--white)}
img{max-width:100%;height:auto;display:block}a{color:var(--navy);text-decoration:none}a:hover{text-decoration:underline}
h1,h2,h3,h4{line-height:1.15;margin:0 0 .5em;color:var(--navy-x);font-weight:700;letter-spacing:-.01em}
h1{font-size:clamp(2rem,5vw,3.2rem)}h2{font-size:clamp(1.6rem,3.5vw,2.3rem)}h3{font-size:1.25rem}
p{margin:0 0 1em}.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
.eyebrow{display:inline-block;font-size:.8rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--btn);margin-bottom:.6em}
.lead{font-size:1.15rem;color:var(--mute)}@media(max-width:700px){.hero .desk{display:none}}
.btn{display:inline-flex;align-items:center;gap:.5em;padding:.8em 1.4em;border-radius:999px;font-weight:700;background:var(--btn);color:#fff;border:2px solid var(--btn);transition:.15s;cursor:pointer;font-size:1rem;line-height:1}
.btn:hover{background:var(--btn-d);border-color:var(--btn-d);text-decoration:none}
.btn.ghost{background:transparent;color:var(--navy);border-color:var(--navy)}.btn.ghost:hover{background:var(--navy);color:#fff}
.btn.light{background:#fff;color:var(--navy);border-color:#fff}.btn.light:hover{background:var(--sand)}
/* wire banner */
.wire{background:#fff4e8;border-bottom:1px solid #f1d6c0;color:#5a3a22;font-size:.9rem;padding:.6em 0}
.wire .wrap{display:flex;gap:.6em;align-items:flex-start}.wire svg{flex:none;width:18px;height:18px;margin-top:3px;color:var(--orange)}
.wire a{color:var(--orange-d);font-weight:700}.wire .long{display:inline}.wire .short{display:none}@media(max-width:700px){.wire{font-size:.85rem}.wire .long{display:none}.wire .short{display:inline}.brand img{width:120px}}
/* header */
header.site{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.topbar{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.7rem 0}
.brand img{width:150px}
nav.main{display:flex;align-items:center;gap:.2rem}
nav.main>a,nav.main .dd>button{padding:.5em .8em;border-radius:8px;font-weight:600;color:var(--navy-x);background:none;border:0;font:inherit;font-weight:600;cursor:pointer;display:inline-flex;align-items:center;gap:.3em}
nav.main>a:hover,nav.main .dd>button:hover{background:var(--sand);text-decoration:none}
nav.main .dd{position:relative}nav.main .dd>div{display:none;position:absolute;top:100%;left:0;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:0 12px 30px rgba(22,42,71,.12);padding:.5rem;min-width:230px}
nav.main .dd:hover>div,nav.main .dd:focus-within>div{display:block}
nav.main .dd>div a{display:block;padding:.55em .8em;border-radius:8px;color:var(--navy-x)}nav.main .dd>div a:hover{background:var(--sand);text-decoration:none}
nav.main>a.cta{margin-left:.5rem;background:var(--btn);color:#fff;border-radius:999px;padding:.6em 1.1em}nav.main>a.cta:hover{background:var(--btn-d)}
.call{display:none;white-space:nowrap}.call svg{width:20px;height:20px}
.burger{display:none;background:none;border:0;padding:.4rem;cursor:pointer}
.burger span{display:block;width:26px;height:3px;background:var(--navy);margin:5px 0;border-radius:2px}
.mnav{display:none;border-top:1px solid var(--line);padding:.5rem 0 1rem}
.mnav a{display:block;padding:.7em 0;font-weight:600;color:var(--navy-x);border-bottom:1px solid var(--line)}
.mnav .sub a{padding-left:1.2em;font-weight:500;color:var(--mute)}
body.nav-open .mnav{display:block}
@media(max-width:900px){nav.main{display:none}.burger{display:block}.call{display:inline-flex;font-weight:700;color:var(--navy);gap:.4em;align-items:center}}
/* hero */
.hero{background:linear-gradient(180deg,#f8fafc 0%,#eef3f8 100%);position:relative;overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:3rem;align-items:center;padding-top:4rem;padding-bottom:4rem}
.hero h1{color:var(--navy-x)}.hero h1 em{font-style:normal;color:var(--btn)}
.hero .acts{display:flex;flex-wrap:wrap;gap:.8rem;margin-top:1.6rem}
.hero .card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.6rem;box-shadow:0 20px 50px rgba(22,42,71,.08)}
.hero .card h3{margin-bottom:.4em}.hero .card ul{margin:0;padding:0;list-style:none}
.hero .card li{padding:.55em 0;border-top:1px solid var(--line);display:flex;gap:.6em;align-items:flex-start}
.hero .card li:first-child{border-top:0}.hero .card li svg{flex:none;width:20px;height:20px;color:var(--orange);margin-top:3px}
.hero .wave{position:absolute;left:0;right:0;bottom:-1px;height:70px;color:#fff}
@media(max-width:900px){.hero .wrap{grid-template-columns:1fr;gap:2rem;padding-top:2.5rem;padding-bottom:3rem}}
/* sections */
section{padding:4rem 0}section.alt{background:var(--sand)}section.navy{background:var(--navy-x);color:#dfe7f1}
section.navy h2,section.navy h3{color:#fff}section.navy .eyebrow{color:#f0a06f}
.grid{display:grid;gap:1.4rem}.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
@media(max-width:900px){.g3,.g4{grid-template-columns:repeat(2,1fr)}}@media(max-width:600px){.g2,.g3,.g4{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.5rem}
.card .ico{width:44px;height:44px;border-radius:10px;background:#eef3f8;color:var(--navy);display:grid;place-items:center;margin-bottom:1rem}
.card .ico svg{width:24px;height:24px}.card p:last-child{margin-bottom:0}
.stat{text-align:center}.stat b{display:block;font-size:2.4rem;color:var(--orange);line-height:1}.stat span{color:#b9c6d6;font-size:.95rem}
.steps{counter-reset:s;list-style:none;margin:0;padding:0;display:grid;gap:1rem}
.steps li{counter-increment:s;display:grid;grid-template-columns:52px 1fr;gap:1rem;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.2rem}
.steps li::before{content:counter(s);width:44px;height:44px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;font-size:1.2rem;display:grid;place-items:center}
.steps h3{margin-bottom:.3em}.steps p{margin:0;color:var(--mute)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:center}@media(max-width:900px){.split{grid-template-columns:1fr;gap:2rem}}
.checks{list-style:none;padding:0;margin:0}.checks li{padding:.4em 0 .4em 2em;position:relative}
.checks li::before{content:"";position:absolute;left:0;top:.75em;width:18px;height:18px;border-radius:50%;background:var(--orange);-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E") center/70% no-repeat,linear-gradient(#000,#000);mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E") center/70% no-repeat}
.checks li::before{background:var(--orange);-webkit-mask:none;mask:none}
.checks li::after{content:"";position:absolute;left:4px;top:calc(.75em + 4px);width:10px;height:6px;border-left:2.5px solid #fff;border-bottom:2.5px solid #fff;transform:rotate(-45deg)}
.quote{font-size:1.25rem;font-style:italic;color:var(--navy-x);border-left:4px solid var(--orange);padding-left:1.2rem;margin:0}
.ctaband{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-x) 100%);color:#fff;padding:3.5rem 0}
.ctaband .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:1.5rem}
.ctaband h2{color:#fff;margin:0}.ctaband p{margin:.3em 0 0;color:#c9d5e3}
/* page header */
.ph{background:linear-gradient(180deg,#f8fafc,#eef3f8);padding:3rem 0 2.5rem}.ph h1{margin-bottom:.3em}.ph p{max-width:60ch;margin:0;color:var(--mute);font-size:1.1rem}
.prose{max-width:72ch}.prose h2{margin-top:2.2rem;font-size:1.6rem}.prose h3{margin-top:1.6rem}.prose ul{padding-left:1.3em}.prose li{margin:.3em 0}
.two{display:grid;grid-template-columns:1fr 340px;gap:3rem;align-items:start}@media(max-width:900px){.two{grid-template-columns:1fr}}
.aside{position:sticky;top:90px}.aside .card{margin-bottom:1rem}.aside .card h3{font-size:1.05rem}
/* team */
.team{display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:1.2rem}
.team .m{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.3rem;text-align:center}
.team .av{width:72px;height:72px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;font-size:1.4rem;display:grid;place-items:center;margin:0 auto .8rem}
.team b{display:block;color:var(--navy-x)}.team span{color:var(--mute);font-size:.95rem}
/* faq */
details{border:1px solid var(--line);border-radius:12px;background:#fff;padding:0 1.2rem;margin-bottom:.8rem}
summary{cursor:pointer;font-weight:700;padding:1rem 0;list-style:none;display:flex;justify-content:space-between;gap:1rem;color:var(--navy-x)}
summary::-webkit-details-marker{display:none}summary::after{content:"+";color:var(--orange);font-size:1.4rem;line-height:1}details[open] summary::after{content:"–"}
details p{color:var(--mute)}details>div{padding-bottom:1rem}
/* forms */
form{display:grid;gap:1rem}.f2{display:grid;grid-template-columns:1fr 1fr;gap:1rem}@media(max-width:600px){.f2{grid-template-columns:1fr}}
label{display:block;font-weight:600;font-size:.92rem;margin-bottom:.3em;color:var(--navy-x)}label small{font-weight:400;color:var(--mute)}
input,select,textarea{width:100%;padding:.75em .9em;border:1px solid #c9d2dc;border-radius:10px;font:inherit;background:#fff;color:var(--ink)}
input:invalid.touched,select:invalid.touched{border-color:#b42318}.ferr{color:#b42318;font-size:.88rem;margin-top:.3em;display:none}
input:focus,select:focus,textarea:focus{outline:2px solid var(--navy);outline-offset:1px;border-color:var(--navy)}
textarea{min-height:120px;resize:vertical}fieldset{border:1px solid var(--line);border-radius:12px;padding:1rem 1.2rem;margin:0}legend{font-weight:700;color:var(--navy);padding:0 .4em}
.hp{position:absolute;left:-9999px;opacity:0;height:0;overflow:hidden}
.note{background:#eef3f8;border-radius:10px;padding:.9em 1.1em;font-size:.95rem;color:var(--navy-x)}
.msg{display:none;background:#e8f5ec;border:1px solid #bfe3c8;color:#1f5a30;padding:1em 1.2em;border-radius:10px}.msg.err{background:#fff4e8;border-color:#f1d6c0;color:#7a3f12}
/* contact */
.info{list-style:none;padding:0;margin:0}.info li{display:flex;gap:.8em;padding:.7em 0;border-bottom:1px solid var(--line);align-items:flex-start}
.info svg{flex:none;width:22px;height:22px;color:var(--orange);margin-top:2px}.info b{display:block;color:var(--navy-x)}
/* footer */
footer{background:var(--navy-x);color:#b9c6d6;padding:3.5rem 0 2rem;font-size:.95rem}
footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:2rem}@media(max-width:900px){footer .cols{grid-template-columns:1fr 1fr}}@media(max-width:560px){footer .cols{grid-template-columns:1fr}}
footer h4{color:#fff;font-size:.85rem;letter-spacing:.12em;text-transform:uppercase;margin-bottom:.8em}
footer a{color:#dfe7f1}footer ul{list-style:none;padding:0;margin:0}footer li{margin:.4em 0}
footer .wm{color:#fff;font-weight:700;font-size:1.3rem;letter-spacing:.04em;line-height:1.1}footer .wm small{display:block;font-weight:400;font-size:.95rem;letter-spacing:0;color:#b9c6d6}
footer .bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:2.5rem;padding-top:1.2rem;display:flex;flex-wrap:wrap;justify-content:space-between;gap:.6rem;font-size:.85rem;color:#8ea0b5}
footer .soc{display:flex;gap:.6rem;margin-top:1rem}footer .soc a{width:36px;height:36px;border-radius:50%;background:rgba(255,255,255,.1);display:grid;place-items:center}footer .soc svg{width:18px;height:18px;color:#fff}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}